Trades operators take the biggest tickets in retail commerce — and pay the biggest dollar fees. Surcharging moves that fee onto the customer's invoice, fully disclosed and capped at your true cost. The bigger the job, the bigger the recovery.
Figures are directional. Eligibility, ceiling, and actual recovery confirmed from your statement.
On a typical $4,200 service ticket at a 2.95% effective rate, you're handing the processor about $124. Multiply by job count. Surcharging puts that line back on your side of the ledger.
A homeowner paying for an emergency repair already sees parts, labor, trip charge, and tax. A clearly-disclosed convenience fee for paying by credit card fits the format — and most opt to pay by ACH or debit instead, saving them the fee and you the cost.
Surcharging has rules — credit cards only, capped disclosure, jurisdiction limits, signage. We program the terminal and the field-payment app so the math, the disclosure, and the receipt are right every time, automatically.
Bluetooth chip readers for iOS and Android pre-configured to identify credit vs. debit, apply the surcharge only when permitted, and itemize it on the customer receipt.
Visa, Mastercard, Discover, and Amex network notifications submitted on your behalf — required for compliant surcharging and easy to get wrong without it.
We confirm your eligible service area before go-live. Where surcharging isn't permitted, we configure cash discounting or absorbed pricing instead — same outcome, different mechanic.
Branded estimate PDFs and email invoices with compliant convenience-fee disclosure language, so the customer sees the option before they swipe.
On invoices over a configurable threshold (e.g. $2,500), the email payment link defaults to ACH — instant settlement, zero surcharge, zero fee for either party.
Front-counter notice and a 90-second script for your dispatcher and field crews, so the first time a customer asks ‘what is this fee?’ you have an answer that lands.
Illustrative composite of operator outcomes following surcharge implementation. Individual results depend on credit/debit mix, ticket size, and customer behavior post-disclosure.
Annual credit volume
$3.6M
Surcharge percentage applied
3.0%
Annual recovery (est.)
$108,000
Net cost on credit
≈ 0%
The Recovery Calculator gives you a directional figure in sixty seconds. The written analysis comes from a real specialist within 48 hours.